ZAMBIA'S WEALTH BUILDING PLATFORM
Turn every Kwacha into wealth.
Save, grow your money and own useful assets, from as little as K10. Built for nurses, market traders, farmers, students and every hard worker in between.
Good evening, Mary
On trackNet worth
K28,430
+15%K18,000
Assets
K8,200
Growing
K3,100
Emergency
You're on track. A small top-up this week keeps you growing.
Powerful features for your wealth journey.
AI Wealth Coach
Personalised advice and a roadmap to your dreams.
Auto Invest
Round up everyday spending and invest it automatically.
Wealth DNA
Discover your investor personality and a custom strategy.
Passive Income
Track all your passive income in one beautiful place.
Financial Health
Improve your score and build lifelong financial wellness.
Dream Marketplace
Invest in vetted local opportunities and own real assets.
Invest
Grow your money with smart investment options.
Communities
Build wealth together in trusted groups.
Learn and Earn
Learn, grow and earn rewards as you build your knowledge.
Marketplace
Discover and own vetted local opportunities.
Wealth Insights
Track your progress and grow your net worth.
The wealth gap is real.
Millions work hard every day, but most can't build wealth.
82%
of workers earn informal income
<10%
have access to investment products
Millions
still save outside the formal system
DreamFund
exists to change this
From surviving to thriving.
You turn small, consistent actions into life-changing wealth.
You earn
K320
today
DreamFund splits it smartly
- Living expensesK220
- Emergency fundK30
- EducationK20
- Grow my moneyK25
- Business growthK25
You stay consistent, we do the heavy lifting
- Automatic savings
- Smart growing
- Goal tracking
- Coach guidance
Your future looks different
K180,000+
possible in 5 years
Example only. Your plan depends on your income and choices.
What are you building?
DreamFund Coach
Can I afford to buy more stock next week?
Yes! Based on your income, you can safely use up to K150.
Save K35 each day and you'll reach your goal early. 🎯
Real people. Real progress.
“DreamFund helped me start my grocery shop. I never thought K10 a day could change my life.”
“Our circle bought a grinding machine. Now we make money every day.”
“I'm finally saving for my education without stress.”
Illustrative stories.