Wealth Circle
Recruit organisers. Grow Wealth Circles.
Digitising the savings culture Zambians already trust | Chilimba and village banking with transparent records, governance, and organiser-first invite codes.
Start a Wealth Circle as organiser
Built for village-banking chairs, church youth leaders, market associations, workplace admins, cooperatives, and family-group admins. DreamFund Coach can help you set rules live after signup.
Organiser invite code
Create a Wealth Circle as chairperson. Share a private organiser invite code with church youth, traders, workmates, family, or village-banking members.
Chilimba rotations
Contribute daily, weekly, or monthly. Members take turns receiving the pooled pot in a transparent, on-time order.
Auto-debit contributions
Cycle payments pull automatically from the member wallet | no more chasing people every round.
Withdrawal approvals
Requests to release the pot require multi-role approval, so no one person can move community money alone.
Full audit trail
Every contribution, payout, and approval is logged. Members see who paid, who missed, receipts, and what's next.
Due reminders
Members get contribution reminders and missed-payment alerts via in-app, push, and email when the scheduler runs.
How a Wealth Circle works
1. The organiser creates a circle, audience tag, contribution, frequency, and approval rules.
2. Members join with the organiser invite code and top up their wallets (from as little as K10).
3. On each cycle date, contributions auto-debit into the pot, with due reminders.
4. The next member in the rotation receives the pot; pool withdrawals need multi-approver sign-off.
5. Everything is visible: paid, missed, receipts, payouts, and group milestones.